Fintech field of new cooperation: Bank of China together with Tencent


nnnnRush when comment: June 22, Bank of China issued a notice, announced with Tencent jointly set up financial technology laboratory. The two sides will be in the cloud computing, large data, block chain and artificial intelligence and other aspects of deep cooperation, build Pratt u0026 Whitney Finance, cloud finance, smart finance and technology finance. In this cooperation, artificial intelligence and block chain technology is the study of the two main areas, the ultimate goal is to establish a risk reduction and efficiency of the financial technology cloud platform.n
nnAuthor: Dorisn
nChain chain pencil (chainb.com) integrated media news: June 22, Bank of China issued a notice, announced with Tencent jointly established financial technology laboratory. The two sides will be in the cloud computing, large data, block chain and artificial intelligence and other aspects of deep cooperation, build Pratt u0026 Whitney Finance, cloud finance, smart finance and technology finance. In this cooperation, artificial intelligence and block chain technology is the study of the two main areas, the ultimate goal is to establish a risk reduction and efficiency of the financial technology cloud platform.n
nIt is understood that the two sides will continue to deepen cooperation in the field of financial science and technology, and gradually build the total financial technology cloud platform, give full play to the advantages of Bank of China’s business resources and Tencent’s advanced technology, customer needs insight, risk management system , Financial efficiency and other aspects of the depth of cooperation to help better business development.n
nAt this point, the domestic Internet industry, “the Big Four” – Alibaba, Jingdong, Baidu, Tencent and the four state-owned banks – China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China have established a cooperative relationship.n
nMarch 28, Alibaba, ants gold service and China Construction Bank announced strategic cooperation. In accordance with the agreement and business cooperation memorandum, the two sides will jointly promote the bank’s credit card online card business, as well as offline line channel business cooperation, electronic payment business cooperation, open up the credit system. The future will also achieve two-dimensional code to pay mutual mutual recognition, Alipay will support CCB mobile phone App payment.n
nJune 16, Jingdong Finance and Industrial and Commercial Bank of China signed a financial business cooperation framework agreement. The two sides of the comprehensive business cooperation focused on financial technology, retail banking, consumer finance, corporate credit, campus ecology, asset management, personal joint accounts and so on.n
nJune 20, the Agricultural Bank of China and Baidu signed a strategic cooperation, and will build a “financial technology joint laboratory.” It is reported that the cooperation between the two sides, including the financial brain and the customer portrait, accurate marketing, customer credit evaluation, risk monitoring, intelligent investment, intelligent customer service and other specific applications, and around the financial products and channel users Cooperation.n
nFrom the Internet companies and banking giants in a series of strong cooperation can be seen, the trend of joint development of finance and technology become more obvious, science and technology is a profound impact on the development of traditional banking industry. ICBC, ABC, Bank of China, Bank of China, Bank of China, CCB, Bank of China’s revenue, in addition to Bank of China revenue increased by 1.96 percentage points over 2015, ICBC, ABC, CCB, Bank’s revenue fell 3.12%, 5.62% %, 0.36%. Therefore, it is imperative to seek new growth points. ICBC chairman has publicly admitted: financial technology innovation is accelerating the restructuring of bank management model and market competition. In other words, not actively innovative transformation of the bank is dangerous.n
nThe advantages of Internet companies are product innovation ability, large data wind control ability and Internet operation ability, while the traditional banking industry has the strength of capital, broad customer base and business model is complete and so on. The two sides in-depth cooperation in line with the development of the times, is conducive to the realization of their business rapid growth and iteration, for both customers to create better service and experience.n

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