Is no longer a concept! The first domestic insurance card officially launched single chain block
In August 1st, sunshine insurance and even block chain and win-win next to the cooperation between the two companies, launched the first domestic blockchain aviation accident insurance card, this is the first domestic mainstream financial assets in the circulation chain block, both for the block chain industry or the insurance industry, is an innovation.
Everyone knows the natural block chain technology applied to the financial field, but because of its front, a lot of people are the practical application of the technology on the sidelines, but today, the blockchain used a giant step!
“This is the Sunshine Insurance launched the aviation accident insurance card, consumers want to use, can be directly through the link to buy WeChat, through the input to the insured and the flight information can be immediately protected against the whole process less than 1 minutes. This product is 60 yuan to buy a copy, you can use 20 times, each time can get up to 2 million yuan aviation accident insurance, people can buy through the WeChat client extra insurance card single to relatives and friends.” Bubbe blockchain co-founder, vice president and general manager of Shanghai branch Yang Fan said, “even in the month of March with sunshine insurance, near the win-win developed digital assets platform than the blockchain based on this issue is sunshine insurance on this platform insurance card this digital assets. Even in the role is to provide the blockchain platform (Bubbe blockchain) and application development.”
For ordinary consumers, the blockchain aviation accident insurance card and general aviation accident insurance card what is the difference?
A single track record card, transfer, to ensure data authenticity
The aviation accident insurance because not easily caught (as long as the aircraft is not an accident, there will be no claims, even if customers buy fake insurance will not be found), has been the hardest hit insurance fraud “”.
The new insurance by block chain technology, traceability and non tampering, single card can be traced from the source to the customer flow of the whole process, participants can not only examine the authenticity of the single card, to ensure the authenticity and uniqueness of the card, but also facilitate the follow-up process, such as claims and so on.
Two, to the end customer, the price is cheaper
Based on block card safety trust chain, single card can freely transfer and transfer in the customer and the customer, such insurance will remove the airlines, websites and other channels, to end customers. Intermediate cost savings, the insurance products will be affordable to return to the hands of customers.
It is understood that this product is 60 yuan to buy a copy, you can use 20 times, each time can get up to 2 million yuan aviation accident insurance, the equivalent of each spend 3 yuan to get 2 million yuan protection. Compared to the market on a flight to spend 30 yuan, to protect the 400 thousand aviation accident insurance products, has a great price advantage.
Three, the policy of free circulation, higher utilization rates.
The traditional insurance card is a plastic card similar to the phone card, customers get insurance card, scratch card on the back of the password, open the insurance company registration “insurance card account number and password to activate, then fill in the insurance information, procedures cumbersome.
This new WeChat insurance card only in WeChat at the input of the insured and the flight information can be immediately protected against the whole process less than 1 minutes. The real insurance card in storage, presentation and transfer also has a lot of inconvenience, but WeChat insurance card completely without these problems. The presenter can end in WeChat red envelopes whenever and wherever possible the aviation accident insurance to give to friends and customers travel. The tour guide can be red envelopes to let WeChat group tour members were immediately insured, the clerk can allow customers to quickly experience the red envelopes of insurance products.
It is reported that the Sunshine Insurance launched the aviation accident insurance card, is the first mainstream asset circulation in the block chain business case, Yang Fan said this, “sunshine insurance card in Bubbe blockchain issued to verify the commercial block chain. The issue in the digital asset block chain, with the only real, free circulation, reduce the cost advantages of digital assets than believe there will be more and more circulation in the block chain, provides new technical and business solutions for some of the assets of the issuer, will eventually form a free flow of the value of multi Center network.”
Next to win CEO Chen Hua said, “the number of shellfish purse is the first by the financial institutions involved in the business promotion of the blockchain application project, if the floor is the concept of business as the standard, rather than product development, just as I know, the Sunshine Insurance launched the aviation accident insurance card should be considered the first floor of the block chain. The number of shellfish pouch is a framework on the block chain on digital asset management platform, designed to help users to use block chain of digital assets, and through social network transfer and exchange value, help banks and insurance institutions to quickly access the blockchain application to avoid technical barriers, while continuing to build scenarios more extensive industry.”
In fact, the number of applications for shellfish pouch block chain technology just two keywords “Chen Hua stressed in the interview,” a “digital asset credit ‘, we provide professional solutions for digital assets of financial institutions; the second is the” value “, the number of shellfish pouch to realize the digital asset value in mobile social networking in the ecosystem, transfer.
At the same time, Chen Hua also gives status of domestic financial institutions to accept the blockchain his views: “financial institutions for safety assessment is the most sensitive, any application will need to go through the risk control, compliance, technical and other aspects, when the financial institutions are able to start the application, in fact, to the application market is a chain block a very good promotion. After the end of March we released the application, Kim Union, Ping joined R3, financial institutions have begun to promote the obvious action of substantive application. Block chain business application is not a definite pattern, the key is to see what the market want to solve the problem, what to use value chain block. I want to pass through this project can realize the value of the image information transfer as simple and free.” Chen Hua added.